Julie Miller is a certified genealogist, researcher, lecturer and a prolific writer. She recently wrote:
The year is only half over, and already there have been numerous natural disasters that have hit close to home: The tornadoes in northern Colorado; the floods in the Midwest; the wildfires in California.
Watching the people on the news who have been affected has been heart-wrenching. Many folks have lost everything. Some of their possessions can easily be replaced, such as clothes, appliances and dishes. But what about all those things that cannot be replaced? I look around my house and see the wedding quilt made by Great-Grandma Ivy, the baby photo of my mother, the file cabinets of family history documents and notes. No amount of insurance money could bring those items back.
There is a precaution to safeguard your family history should disaster strike. I recommend creating and implementing a written genealogy disaster plan.
Julie then goes on to describe her disaster plan in some detail. It's an excellent article and I'd suggest that it be required reading for all genealogists. I'd strongly suggest that you read the entire article now at http://www.broomfieldenterprise.com/news/2008/jul/13/genealogy-disaster-plan-a-precaution-worth.