I have written a number of times about the safety of using credit cards online versus in person. There is a persistent myth that claims using credit cards online is high risk. In fact, history has proven the opposite to be true: using a credit card online is safer than using the same card in person at a restaurant, store, gas station, or other face-to-face transaction.
New proof appeared in the news today: more than two dozen current and former waiters and their associates from some of New York City’s top steakhouses have been arrested in an alleged identity theft ring, accused of stealing credit card numbers from wealthy customers. The thefts all occurred during in-person credit card payments. None of them involved online payments.
You can read more at http://goo.gl/g1SxS
If you purchase something online and pay with a credit card, your transaction is insured 100% by VISA, MasterCard, American Express, or Discover Card. In case of theft, you might suffer some inconvenience but you will never lose any money. In contrast, if you pay with a credit card in person, the transaction may or may not be insured, depending upon the wording in the credit card agreement you signed.
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